Episode 8

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Published on:

17th Dec 2020

Episode #8 - I was in an Accident!

“Whether people realize it or not (buying direct to consumer), they’re acting as their own insurance agent.” - Ryan Gerstner of Prime Insurance Agency

In episode 8, we're talking about the things you need to know when reviewing or shopping for auto insurance.

Ryan Gerstner from Prime Insurance Agency, and Kyle discuss why we need auto insurance in the first place. They also help you understand what liability limits are and what liability limits you should carry. Being a growing trend in auto insurance, Telematics gets discussed too. Lastly, they wrap up with Kyle's two recent car accidents he was in (not at fault by the way)! What did he do right? What did he do wrong? Find out by listening!

Per the usual, they kick it off with some fluff about KU of all things.... not sure how that happened. If you want to know what they want for Christmas, here's your chance. Is Die Hard a Christmas movie? Maybe you have the answer. You’re going to get jacked with Ryan's walk up song… and you'll probably want to throw some aviators on for Kyle’s.

Tune in!

"I look at independent insurance agents a lot like independent financial advisors." Kyle Hill, CFP®

 

Skip the Fluff go to: 48:08

Resources:

Left Handed Presidents,

Playstation 5 (looks AWESOME!),

Bowflex SelectTech Dumbbells,

Elf,

Matthew Berry Love/Hate and Why Die Hard is a Christmas Movie,

Jingle All the Way,

Christmas Trap Music,

Liability Coverage Explained,

Telematics Devices,

Telematics: Who, What & Why?,

More on Telematics,

Dave Ramsey ELPs,

Ryan’s Walk-up Song: Saliva - Ladies and Gentlemen

Kyle’s Walk-up Song: Kenny Loggins - Danger Zone

 

Ryan Gerstner - Prime Insurance Agency

Website,

LinkedIn,

Facebook,

Twitter,

Instagram,

Dave Ramsey ELP

 

Kyle Hill, CFP® - Hill-Top Financial Planning, LLC

Website,

LinkedIn,

XY Planning Network (XYPN),

NAPFA,

FEE-ONLY Network, 

CFP Board

 

*This podcast uses sounds from freesound: Dry Transition by Electroviolence , Metal Door Slam Shut by ecfike, and Scream by ngrib

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About the Podcast

Personal Finance from the Hill-Top
Personal Finance for Gen X, Y & Z
There are plenty of retirement podcasts out there, but how many personal finance podcasts are focused on the issues that younger generations face? Personal Finance from the Hill-Top (PFFTHT) cuts through the confusing industry lingo to make it easy to digest and understand. Your host, Kyle Hill, a CERTIFIED FINANCIAL PLANNER™ professional and owner of Hill-Top Financial Planning, LLC (https://www.hilltopfp.com) dives into personal finance topics like: budgeting, saving, investing, student loans, insurance, taxes, and more. You'll get the information you need to know to help you make better financial decisions. You'll get interviews with industry experts. PFFTHT is on a mission to help grow generational financial independence. Join us today!

About your host

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Kyle Hill, CFP®

Kyle is a CERTIFIED FINANCIAL PLANNER™ professional and owner of Hill-Top Financial Planning, LLC, an independent financial planning firm that he started to help younger adults develop financial confidence and create a path to financial independence. He provides comprehensive financial planning and investment management services. With his subscription model (think Netflix for your finances) he's able to bring objective, Fee-Only advice to an underserved population, Younger Adults. He lives in Kansas City, MO with his wife, two boys, and two bassador dogs (Bubba & Charlie Gibson... yep, after the former news anchor!).