Episode 6

full
Published on:

5th Nov 2020

Episode #6 - Diving a Layer Deeper into Investments

“You want all of your investments to be a part of your diversified portfolio.” - David Tuzzolino, CFA, CFP® of PathBridge Financial, LLC

In episode 6, we're taking a deeper dive into understanding investments. People talk like all investments are created equal, but that’s certainly not the case. In this episode, we dive a little deeper to help you better understand how investments are not all the same. 

David Tuzzolino, CFA, CFP® from PathBridge Financial, and Kyle discuss four types of investments: Stocks, Bonds, Mutual Funds, and ETFs. They discuss similarities, and differences between investments to cut through the confusion. A key component of the conversation is “diversification”, and they break down what that means in the investment world and why we do it. They close out the episode by discussing the pros and cons of Target Date Funds.

To kick it off, they talk about Gettysburg, ghosts, Remember the Titans, David’s bucket list trip and why outer space and scuba diving freak Kyle out. They also discuss their best ever investment picks. Tune in!

"It’s (Target Date Funds) meant for the average employee, but no one is average. Every person’s situation is unique to them. It’s a one size fits all (approach)." Kyle Hill, CFP®

***Not advised, but to skip the Fluff, go to the 42:12 mark***

Resources:

Stocks

Market Capitalization (Market Cap)

Price to Earnings Ratio (P/E Ratio)

Price to Book Ratio (P/B Ratio)

Target Date Funds (MarketWatch)

Target Date Funds (Financial Times)

Bonds

Bond Ratings

Mutual Funds

ETFs (Exchange Traded Funds)

Fund Expense Ratios

Asset Class Returns (Reason for Diversification)

Risk vs. Volatility

CFA Institute (Chartered Financial Analyst®)

Remember the Titans (movie)

Coach Herman Boone

David’s Walk-up Song: AC/DC - Shake Your Foundations

Kyle’s Walk-up Song: Lee Greenwald - God Bless the USA

Personal Finance from the Hill-Top podcast Episode #5 with Rockie Zeigler III - How to get Started Investing

 

David Tuzzolino, CFA, CFP® - PathBridge Financial, LLC

LinkedIn,

Twitter,

NAPFA

 

Kyle Hill, CFP® - Hill-Top Financial Planning, LLC

Website,

LinkedIn,

XY Planning Network (XYPN),

NAPFA,

CERTIFIED FINANCIAL PLANNER™

 

*This podcast uses sounds from freesound: Dry Transition by Electroviolence , Metal Door Slam Shut by ecfike, and Scream by ngrib

Listen for free

Show artwork for Personal Finance from the Hill-Top

About the Podcast

Personal Finance from the Hill-Top
Smart, Practical Personal Finance for Every Stage of Life
There are plenty of retirement podcasts out there, but what about the financial challenges facing families, professionals, and retirees navigating life today? Personal Finance from the Hill-Top (PFFTHT) brings you real, straightforward conversations about money—without the confusing industry jargon.

Hosted by Kyle Hill, CFP®, owner of Hill-Top Financial Planning, LLC, this podcast dives into the financial topics that actually matter to you:
✅ How to build wealth while raising a family
✅ Saving for college and retirement at the same time
✅ Smart tax strategies for high earners and retirees
✅ Investing, insurance, and making confident financial decisions
✅ Avoiding common money mistakes and planning for the future

You’ll hear expert interviews, real-world financial tips, and practical advice you can actually use—whether you’re in your 30s juggling career and kids, in your 50s preparing for retirement, or somewhere in between.

💡 Join us as we break down personal finance in a way that’s fun, engaging, and built for real life.

🎧 Subscribe now and start taking control of your financial future!

About your host

Profile picture for Kyle Hill, CFP®

Kyle Hill, CFP®

Kyle is a CERTIFIED FINANCIAL PLANNER™ professional and owner of Hill-Top Financial Planning, LLC, an independent financial planning firm that he started to help younger adults develop financial confidence and create a path to financial independence. He provides comprehensive financial planning and investment management services. With his subscription model (think Netflix for your finances) he's able to bring objective, Fee-Only advice to an underserved population, Younger Adults. He lives in Kansas City, MO with his wife, two boys, and two bassador dogs (Bubba & Charlie Gibson... yep, after the former news anchor!).