Episode 3

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Published on:

28th Sep 2020

Episode #3 - Laying the Foundation: Part 3

The best time to start investing was yesterday, but the second best time is today. - Tyler Landes, CFP®, AIF® of Tandem Financial Guidance, LLC

In episode 3, this is Part 3 and the finale of the Laying the Foundation miniseries to kick off Personal Financial from the Hill-Top.

Tyler Landes, CFP®, AIF® from Tandem Financial Guidance, and Kyle discuss why saving is key to building margin in your life, and how investing is imperative to building longterm wealth on your quest to financial freedom. As always, we start with five minutes of fluff (which per usual goes beyond 5 minutes). This is a fun chat between two friends that’ll maybe produce a new fantasy football team name for one of them!

In the house of the wise are stores of choice food and oil, but a foolish man devours all he has. Proverbs 21:20

Resources:

Rochester Brewery,

YMCA of the Rockies,

Busta Rhymes Instrumental,

Rollin' - Limp Bizkit,

The Reformed Financial Advisor w/ Andy Flattery, CFP® - Never Retire Episode

Tyler Landes, CFP®, AIF® - Tandem Financial Guidance, LLC

XY Planning Network (XYPN),

Kyle Hill, CFP® - Hill-Top Financial Planning, LLC

XY Planning Network (XYPN),

*This podcast uses sounds from freesound: Dry Transition by Electroviolence , and Metal Door Slam Shut by ecfike.

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About the Podcast

Personal Finance from the Hill-Top

Smart, Practical Personal Finance for Every Stage of Life

There are plenty of retirement podcasts out there, but what about the financial challenges facing families, professionals, and retirees navigating life today? Personal Finance from the Hill-Top (PFFTHT) brings you real, straightforward conversations about money—without the confusing industry jargon.

Hosted by Kyle Hill, CFP®, owner of Hill-Top Financial Planning, LLC, this podcast dives into the financial topics that actually matter to you:
✅ How to build wealth while raising a family
✅ Saving for college and retirement at the same time
✅ Smart tax strategies for high earners and retirees
✅ Investing, insurance, and making confident financial decisions
✅ Avoiding common money mistakes and planning for the future

You’ll hear expert interviews, real-world financial tips, and practical advice you can actually use—whether you’re in your 30s juggling career and kids, in your 50s preparing for retirement, or somewhere in between.

💡 Join us as we break down personal finance in a way that’s fun, engaging, and built for real life.

🎧 Subscribe now and start taking control of your financial future!

About your host

Kyle Hill, CFP®

Kyle is a CERTIFIED FINANCIAL PLANNER™ professional and owner of Hill-Top Financial Planning, LLC, an independent financial planning firm that he started to help younger adults develop financial confidence and create a path to financial independence. He provides comprehensive financial planning and investment management services. With his subscription model (think Netflix for your finances) he's able to bring objective, Fee-Only advice to an underserved population, Younger Adults. He lives in Kansas City, MO with his wife, two boys, and two bassador dogs (Bubba & Charlie Gibson... yep, after the former news anchor!).